ADOBE INC.

ADBE Cloud & Enterprise Software 3/10 Low Risk
3/10

ADOBE INC. has $4.1B in total long-term debt with $1.9B in scheduled maturities. Approximately $1.5B (81% of maturities) is due within the next twelve months, and operating income covers interest expense 58.9x. Overall, ADBE carries low refinancing risk (score 3/10).

Maturity Schedule

Year 1 $1.5B Year 2 $0 Year 3 $0 Year 4 $0 Year 5 $0 Beyond 5 $350M
Period Amount Due % of Total
Year 1 (0-12 months) $1.5B 81.1%
Year 2 (12-24 months) N/A N/A
Year 3 (24-36 months) N/A N/A
Year 4 (36-48 months) N/A N/A
Year 5 (48-60 months) N/A N/A
Beyond 5 Years $350M 18.9%
Total Scheduled Maturities $1.9B 100.0%

Key Metrics

Total Long-Term Debt
$4.1B
Near-Term (12mo)
$1.5B
Interest Coverage
58.9x
Debt/Equity
0.29
Cash Coverage
5.08x
Operating Income
$6.7B

Score Components

Component Value Weight
Near-Term Maturity Concentration 81.1% 30%
Interest Coverage Ratio 58.85x 25%
Debt-to-Equity Ratio 0.29 25%
Cash Coverage of Near-Term Debt 5.08x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-01-15. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.