Ally Financial Inc.

ALLY Banks & Financial Services 4/10 Medium Risk
4/10

Ally Financial Inc. has $17.5B in total long-term debt with $17.1B in scheduled maturities. Approximately $2.7B (16% of maturities) is due within the next twelve months. Overall, ALLY carries moderate refinancing risk (score 4/10).

Maturity Schedule

Year 1 $2.7B Year 2 $3.9B Year 3 $2.4B Year 4 $1.9B Year 5 $716M Beyond 5 $5.4B
Period Amount Due % of Total
Year 1 (0-12 months) $2.7B 15.6%
Year 2 (12-24 months) $3.9B 23.1%
Year 3 (24-36 months) $2.4B 14.2%
Year 4 (36-48 months) $1.9B 11.2%
Year 5 (48-60 months) $716M 4.2%
Beyond 5 Years $5.4B 31.7%
Total Scheduled Maturities $17.1B 100.0%

Key Metrics

Total Long-Term Debt
$17.5B
Near-Term (12mo)
$2.7B
Interest Coverage
N/A
Debt/Equity
1.36
Cash Coverage
3.87x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 15.6% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 1.36 25%
Cash Coverage of Near-Term Debt 3.87x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-25. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.