BANK OF AMERICA CORP /DE/

BAC Banks & Financial Services 3/10 Low Risk
3/10

BANK OF AMERICA CORP /DE/ has $283.3B in total long-term debt with $317.8B in scheduled maturities. Approximately $41.7B (13% of maturities) is due within the next twelve months. Overall, BAC carries low refinancing risk (score 3/10).

Maturity Schedule

Year 1 $41.7B Year 2 $41.2B Year 3 $40.5B Year 4 $31.4B Year 5 $15.7B Beyond 5 $147.2B
Period Amount Due % of Total
Year 1 (0-12 months) $41.7B 13.1%
Year 2 (12-24 months) $41.2B 13.0%
Year 3 (24-36 months) $40.5B 12.8%
Year 4 (36-48 months) $31.4B 9.9%
Year 5 (48-60 months) $15.7B 4.9%
Beyond 5 Years $147.2B 46.3%
Total Scheduled Maturities $317.8B 100.0%

Key Metrics

Total Long-Term Debt
$283.3B
Near-Term (12mo)
$41.7B
Interest Coverage
N/A
Debt/Equity
1.04
Cash Coverage
4.25x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 13.1% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 1.04 25%
Cash Coverage of Near-Term Debt 4.25x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-25. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.