LOWES COMPANIES INC

LOW Retail & Consumer 4/10 Medium Risk
4/10

LOWES COMPANIES INC has $35.3B in total long-term debt with $35.3B in scheduled maturities. Approximately $2.5B (7% of maturities) is due within the next twelve months, and operating income covers interest expense 36.3x. Overall, LOW carries moderate refinancing risk (score 4/10).

Maturity Schedule

Year 1 $2.5B Year 2 $2.4B Year 3 $2.4B Year 4 $2.3B Year 5 $1.8B Beyond 5 $24.0B
Period Amount Due % of Total
Year 1 (0-12 months) $2.5B 7.1%
Year 2 (12-24 months) $2.4B 6.7%
Year 3 (24-36 months) $2.4B 6.7%
Year 4 (36-48 months) $2.3B 6.4%
Year 5 (48-60 months) $1.8B 5.1%
Beyond 5 Years $24.0B 68.1%
Total Scheduled Maturities $35.3B 100.0%

Key Metrics

Total Long-Term Debt
$35.3B
Near-Term (12mo)
$2.5B
Interest Coverage
36.3x
Debt/Equity
N/A
Cash Coverage
0.37x
Operating Income
$10.2B

Score Components

Component Value Weight
Near-Term Maturity Concentration 7.1% 30%
Interest Coverage Ratio 36.28x 25%
Debt-to-Equity Ratio N/A 25%
Cash Coverage of Near-Term Debt 0.37x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2025-03-24. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.