Macy's, Inc.

M Retail & Consumer 2/10 Low Risk
2/10

Macy's, Inc. has $3.0B in total long-term debt with $2.8B in scheduled maturities. Approximately $6M (0% of maturities) is due within the next twelve months, and operating income covers interest expense 9.7x. Overall, M carries low refinancing risk (score 2/10).

Maturity Schedule

Year 1 $6M Year 2 $0 Year 3 $61M Year 4 $176M Year 5 $411M Beyond 5 $2.1B
Period Amount Due % of Total
Year 1 (0-12 months) $6M 0.2%
Year 2 (12-24 months) $0 0.0%
Year 3 (24-36 months) $61M 2.2%
Year 4 (36-48 months) $176M 6.3%
Year 5 (48-60 months) $411M 14.8%
Beyond 5 Years $2.1B 76.5%
Total Scheduled Maturities $2.8B 100.0%

Key Metrics

Total Long-Term Debt
$3.0B
Near-Term (12mo)
$6M
Interest Coverage
9.7x
Debt/Equity
0.74
Cash Coverage
172.33x
Operating Income
$1.7B

Score Components

Component Value Weight
Near-Term Maturity Concentration 0.2% 30%
Interest Coverage Ratio 9.65x 25%
Debt-to-Equity Ratio 0.74 25%
Cash Coverage of Near-Term Debt 172.33x 20%

Related Companies

Walmart Inc.
WMT
2/10
Debt: $36.0B 12mo: $3.5B
TARGET CORP
TGT
3/10
Debt: $13.9B 12mo: $2.0B
COSTCO WHOLESALE CORP /NEW
COST
1/10
Debt: $7.7B 12mo: $75M
HOME DEPOT, INC.
HD
5/10
Debt: $51.4B 12mo: $4.3B
LOWES COMPANIES INC
LOW
4/10
Debt: $35.3B 12mo: $2.5B
Alibaba Group Holding Ltd
BABA
Debt: N/A 12mo: N/A
JD.com, Inc.
JD
Debt: N/A 12mo: N/A
DOLLAR GENERAL CORP
DG
3/10
Debt: $4.1B 12mo: $519M

Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2025-03-21. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.