METLIFE INC

MET Insurance 2/10 Low Risk
2/10

METLIFE INC has $27.6B in total long-term debt with $14.5B in scheduled maturities. Approximately $172M (1% of maturities) is due within the next twelve months, and operating income covers interest expense 5.5x. Overall, MET carries low refinancing risk (score 2/10).

Maturity Schedule

Year 1 $172M Year 2 $81M Year 3 $300M Year 4 $459M Year 5 $996M Beyond 5 $12.5B
Period Amount Due % of Total
Year 1 (0-12 months) $172M 1.2%
Year 2 (12-24 months) $81M 0.6%
Year 3 (24-36 months) $300M 2.1%
Year 4 (36-48 months) $459M 3.2%
Year 5 (48-60 months) $996M 6.9%
Beyond 5 Years $12.5B 86.2%
Total Scheduled Maturities $14.5B 100.0%

Key Metrics

Total Long-Term Debt
$27.6B
Near-Term (12mo)
$172M
Interest Coverage
5.5x
Debt/Equity
1.01
Cash Coverage
116.67x
Operating Income
$5.7B

Score Components

Component Value Weight
Near-Term Maturity Concentration 1.2% 30%
Interest Coverage Ratio 5.45x 25%
Debt-to-Equity Ratio 1.01 25%
Cash Coverage of Near-Term Debt 116.67x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-19. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.