MORGAN STANLEY

MS Banks & Financial Services 4/10 Medium Risk
4/10

MORGAN STANLEY has $284.3B in total long-term debt with $312.5B in scheduled maturities. Approximately $21.9B (7% of maturities) is due within the next twelve months. Overall, MS carries moderate refinancing risk (score 4/10).

Maturity Schedule

Year 1 $21.9B Year 2 $38.0B Year 3 $34.0B Year 4 $28.7B Year 5 $26.2B Beyond 5 $163.6B
Period Amount Due % of Total
Year 1 (0-12 months) $21.9B 7.0%
Year 2 (12-24 months) $38.0B 12.2%
Year 3 (24-36 months) $34.0B 10.9%
Year 4 (36-48 months) $28.7B 9.2%
Year 5 (48-60 months) $26.2B 8.4%
Beyond 5 Years $163.6B 52.4%
Total Scheduled Maturities $312.5B 100.0%

Key Metrics

Total Long-Term Debt
$284.3B
Near-Term (12mo)
$21.9B
Interest Coverage
N/A
Debt/Equity
2.72
Cash Coverage
4.81x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 7.0% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 2.72 25%
Cash Coverage of Near-Term Debt 4.81x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-19. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.