MICROSOFT CORP

MSFT Cloud & Enterprise Software 2/10 Low Risk
2/10

MICROSOFT CORP has $44.9B in total long-term debt with $49.2B in scheduled maturities. Approximately $3.0B (6% of maturities) is due within the next twelve months, and operating income covers interest expense 42.9x. Overall, MSFT carries low refinancing risk (score 2/10).

Maturity Schedule

Year 1 $3.0B Year 2 $9.2B Year 3 $0 Year 4 $2.1B Year 5 $0 Beyond 5 $34.9B
Period Amount Due % of Total
Year 1 (0-12 months) $3.0B 6.1%
Year 2 (12-24 months) $9.2B 18.8%
Year 3 (24-36 months) $0 0.0%
Year 4 (36-48 months) $2.1B 4.2%
Year 5 (48-60 months) $0 0.0%
Beyond 5 Years $34.9B 70.9%
Total Scheduled Maturities $49.2B 100.0%

Key Metrics

Total Long-Term Debt
$44.9B
Near-Term (12mo)
$3.0B
Interest Coverage
42.9x
Debt/Equity
0.22
Cash Coverage
6.11x
Operating Income
$88.5B

Score Components

Component Value Weight
Near-Term Maturity Concentration 6.1% 30%
Interest Coverage Ratio 42.91x 25%
Debt-to-Equity Ratio 0.22 25%
Cash Coverage of Near-Term Debt 6.11x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2025-07-30. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.