ORACLE CORP

ORCL Cloud & Enterprise Software 3/10 Low Risk
3/10

ORACLE CORP has $0 in total long-term debt with $92.9B in scheduled maturities. Approximately $7.3B (8% of maturities) is due within the next twelve months, and operating income covers interest expense 3.7x. Overall, ORCL carries low refinancing risk (score 3/10).

Maturity Schedule

Year 1 $7.3B Year 2 $5.7B Year 3 $10.1B Year 4 $2.0B Year 5 $7.2B Beyond 5 $60.5B
Period Amount Due % of Total
Year 1 (0-12 months) $7.3B 7.9%
Year 2 (12-24 months) $5.7B 6.2%
Year 3 (24-36 months) $10.1B 10.9%
Year 4 (36-48 months) $2.0B 2.2%
Year 5 (48-60 months) $7.2B 7.8%
Beyond 5 Years $60.5B 65.1%
Total Scheduled Maturities $92.9B 100.0%

Key Metrics

Total Long-Term Debt
$0
Near-Term (12mo)
$7.3B
Interest Coverage
3.7x
Debt/Equity
0.00
Cash Coverage
1.43x
Operating Income
$13.1B

Score Components

Component Value Weight
Near-Term Maturity Concentration 7.9% 30%
Interest Coverage Ratio 3.74x 25%
Debt-to-Equity Ratio 0.00 25%
Cash Coverage of Near-Term Debt 1.43x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2025-06-18. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.