PNC FINANCIAL SERVICES GROUP, INC.

PNC Banks & Financial Services 6/10 Medium Risk
6/10

PNC FINANCIAL SERVICES GROUP, INC. has $61.7B in total long-term debt with $57.1B in scheduled maturities. Approximately $11.7B (21% of maturities) is due within the next twelve months. Overall, PNC carries moderate refinancing risk (score 6/10).

Maturity Schedule

Year 1 $11.7B Year 2 $12.3B Year 3 $6.4B Year 4 $4.7B Year 5 $3.7B Beyond 5 $18.3B
Period Amount Due % of Total
Year 1 (0-12 months) $11.7B 20.5%
Year 2 (12-24 months) $12.3B 21.5%
Year 3 (24-36 months) $6.4B 11.3%
Year 4 (36-48 months) $4.7B 8.2%
Year 5 (48-60 months) $3.7B 6.4%
Beyond 5 Years $18.3B 32.1%
Total Scheduled Maturities $57.1B 100.0%

Key Metrics

Total Long-Term Debt
$61.7B
Near-Term (12mo)
$11.7B
Interest Coverage
N/A
Debt/Equity
1.13
Cash Coverage
0.86x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 20.5% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 1.13 25%
Cash Coverage of Near-Term Debt 0.86x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-20. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.