SCHWAB CHARLES CORP

SCHW Banks & Financial Services 3/10 Low Risk
3/10

SCHWAB CHARLES CORP has $13.6B in total long-term debt with $22.2B in scheduled maturities. Approximately $4.1B (19% of maturities) is due within the next twelve months. Overall, SCHW carries low refinancing risk (score 3/10).

Maturity Schedule

Year 1 $4.1B Year 2 $3.5B Year 3 $1.9B Year 4 $4.2B Year 5 $500M Beyond 5 $8.0B
Period Amount Due % of Total
Year 1 (0-12 months) $4.1B 18.5%
Year 2 (12-24 months) $3.5B 15.6%
Year 3 (24-36 months) $1.9B 8.8%
Year 4 (36-48 months) $4.2B 18.9%
Year 5 (48-60 months) $500M 2.2%
Beyond 5 Years $8.0B 36.0%
Total Scheduled Maturities $22.2B 100.0%

Key Metrics

Total Long-Term Debt
$13.6B
Near-Term (12mo)
$4.1B
Interest Coverage
N/A
Debt/Equity
0.37
Cash Coverage
10.51x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 18.5% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.37 25%
Cash Coverage of Near-Term Debt 10.51x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-25. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.