Schwab Charles

SCHW Banks & Financial Services 3/10 Low Risk
3/10
↑ 1 → 3 over 9 weeks
Sector avg: 3.8/10
▲
Risk Score Increased
1/10 → 3/10

Score changed by 2 points as of 2026-05-10. Driver-level breakdown unavailable for this change — likely because the company's reported financial concepts shifted between filings (e.g. a 10-Q omitting a tag the 10-K used) or the scoring methodology was updated. Compare the metrics table below against prior periods on EDGAR for context.

Schwab Charles has $22.2B in scheduled debt maturities. With $7.6B (34% of maturities) due within 24 months, SCHW faces a meaningful refinancing window. DebtCanary scores SCHW at 3/10, suggesting manageable refinancing risk.

Maturity Schedule

Year 1 $4.1B Year 2 $3.5B Year 3 $1.9B Year 4 $4.2B Year 5 $500M Beyond 5 $8.0B
Period Amount Due % of Total
Year 1 (0-12 months) $4.1B 18.5%
Year 2 (12-24 months) $3.5B 15.6%
Year 3 (24-36 months) $1.9B 8.8%
Year 4 (36-48 months) $4.2B 18.9%
Year 5 (48-60 months) $500M 2.2%
Beyond 5 Years $8.0B 36.0%
Total Scheduled Maturities $22.2B 100.0%

Key Metrics

Total Long-Term Debt
N/A
Near-Term (12mo)
$4.1B
Interest Coverage
N/A
Debt/Equity
0.45
Cash Coverage
10.91x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 18.5% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.45 25%
Cash Coverage of Near-Term Debt 10.91x 20%

Recent SEC Filings

Material disclosures from Schwab Charles's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date Form Details
2026-05-08 10-Q Quarterly report
2026-04-22 8-K Security Holder Rights Modified, Bylaw Amendment, Other Events
2026-04-22 424B5 Prospectus supplement — possible debt or equity issuance
2026-04-20 424B5 Prospectus supplement — possible debt or equity issuance
2026-04-17 DEFA14A Additional proxy materials
2026-04-16 8-K Earnings Results
2026-04-06 DEFA14A Additional proxy materials
2026-04-06 DEF 14A Proxy statement

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-03-31. Filing date: 2026-05-08. Data last fetched: 2026-05-10. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Schwab Charles →