TRUIST FINANCIAL CORP

TFC Banks & Financial Services 4/10 Medium Risk
4/10

TRUIST FINANCIAL CORP has $35.0B in total long-term debt with $42.0B in scheduled maturities. Approximately $4.7B (11% of maturities) is due within the next twelve months. Overall, TFC carries moderate refinancing risk (score 4/10).

Maturity Schedule

Year 1 $4.7B Year 2 $11.6B Year 3 $3.1B Year 4 $6.9B Year 5 $3.5B Beyond 5 $12.2B
Period Amount Due % of Total
Year 1 (0-12 months) $4.7B 11.3%
Year 2 (12-24 months) $11.6B 27.7%
Year 3 (24-36 months) $3.1B 7.4%
Year 4 (36-48 months) $6.9B 16.4%
Year 5 (48-60 months) $3.5B 8.2%
Beyond 5 Years $12.2B 29.0%
Total Scheduled Maturities $42.0B 100.0%

Key Metrics

Total Long-Term Debt
$35.0B
Near-Term (12mo)
$4.7B
Interest Coverage
N/A
Debt/Equity
0.55
Cash Coverage
0.81x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 11.3% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.55 25%
Cash Coverage of Near-Term Debt 0.81x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-24. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.