US BANCORP \DE\

USB Banks & Financial Services 3/10 Low Risk
3/10

US BANCORP \DE\ has $32.1B in total long-term debt with $25.5B in scheduled maturities. Approximately $2.9B (11% of maturities) is due within the next twelve months. Overall, USB carries low refinancing risk (score 3/10).

Maturity Schedule

Year 1 $2.9B Year 2 $4.1B Year 3 $3.1B Year 4 $4.0B Year 5 $2.8B Beyond 5 $8.6B
Period Amount Due % of Total
Year 1 (0-12 months) $2.9B 11.3%
Year 2 (12-24 months) $4.1B 16.2%
Year 3 (24-36 months) $3.1B 12.1%
Year 4 (36-48 months) $4.0B 15.7%
Year 5 (48-60 months) $2.8B 10.9%
Beyond 5 Years $8.6B 33.8%
Total Scheduled Maturities $25.5B 100.0%

Key Metrics

Total Long-Term Debt
$32.1B
Near-Term (12mo)
$2.9B
Interest Coverage
N/A
Debt/Equity
0.55
Cash Coverage
2.14x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 11.3% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.55 25%
Cash Coverage of Near-Term Debt 2.14x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-23. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.