XCEL ENERGY INC

XEL Utilities & Power 5/10 Medium Risk
5/10

XCEL ENERGY INC has $27.3B in total long-term debt with $3.6B in scheduled maturities. Approximately $501M (14% of maturities) is due within the next twelve months, and operating income covers interest expense 2.4x. Overall, XEL carries moderate refinancing risk (score 5/10).

Maturity Schedule

Year 1 $501M Year 2 $501M Year 3 $1.5B Year 4 $503M Year 5 $600M Beyond 5 $0
Period Amount Due % of Total
Year 1 (0-12 months) $501M 14.0%
Year 2 (12-24 months) $501M 14.0%
Year 3 (24-36 months) $1.5B 41.3%
Year 4 (36-48 months) $503M 14.0%
Year 5 (48-60 months) $600M 16.7%
Beyond 5 Years N/A N/A
Total Scheduled Maturities $3.6B 100.0%

Key Metrics

Total Long-Term Debt
$27.3B
Near-Term (12mo)
$501M
Interest Coverage
2.4x
Debt/Equity
1.40
Cash Coverage
0.26x
Operating Income
$2.5B

Score Components

Component Value Weight
Near-Term Maturity Concentration 14.0% 30%
Interest Coverage Ratio 2.35x 25%
Debt-to-Equity Ratio 1.40 25%
Cash Coverage of Near-Term Debt 0.26x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Most recent filing date: 2026-02-25. Data last fetched: 2026-03-15. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.